Credit Union and Economic Reports

The Credit Union Trends Report and Economic Report provide a review and analysis of recent credit union financial performance and operational results in the context of recent economic activity. Data and analysis are provided to establish standards against which credit unions' own performance can be compared.

Credit Union Trends Report

The Credit Union Trends Report is a monthly "pulse check" on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick(opens in a new window) from CUNA Mutual Group. (Opens in a new window)

July 2021 (May data)

  • Credit union memberships should exceed 130 million by the 4th quarter of 2021.
  • Home prices surge 2.3% month over month and a remarkable 15.4% over the last year.
  • New auto sales drop in May due to a shortage of semiconductor microchips. 

Past Reports

June 2021


Credit union yield-on-asset ratios fell to 3.04% in the first quarter of 2021, the lowest in credit union history.

May 2021


The average credit union member had $13,562 in total savings deposits in March 2021, up from $11,307 in March 2020.

Economic Report

July 2021

The Economic & Credit Union Update is a monthly report on the economic factors that impact credit unions’ operations and financial performance.

  • Inflation is now rising at a 5.3% pace, the highest pace since 2008.
  • New auto sales came in at a 15.4 million annualized pace in June, below the long run pace of 16.5 million.
  • Thirty-year mortgage interest rates have declined to 2.92% in July, from the recent high of 3.18% in early April. 
  • Oil prices rose to over $70 per barrel, pushing up inflationary pressure.
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