Safety & Wellness Brief
Minimize your risks and decrease potential losses based on learnings from our Workers Compensation Safety Council participants, The Hartford, and CUNA Mutual Group.
Program Highlights
The average total incurred Workers Compensation claim was $3,761 in 2022 and $5,376 average dating back to 2017.
12% of claims are over $10,000.1
53% of total incurred loss dollars from 2017 through September 2022 are related to slips, trips & falls.1
15.7% of claims volume and 84.3% of total incurred loss dollars have resulted in lost time from work.1
Key Risk Insights
Slip and fall dangers are present in every workplace. Employee training is critical as these hazards are sometimes easy to overlook; however, they are also very preventable with improved training. Create an improved culture of safety by encouraging your employees to participate in this short interactive training module and self-assessment.
- Employee Safety & Wellness: Minimizing Slips, Trips & Falls interactive training module
- Knowledge Assessment – Minimizing Slips, Trips & Falls
Employee Wellness
Simple Safety Tips for Travelers
- Before hitting the road, ensure your vehicle is safe to drive
- Buckle up and slow down
- Maintain a cushion of safety around your vehicle whenever possible; scan for potential hazards
- Drive distraction-free — put your phone away when in the driver’s seat
- Drink responsibly and never drive impaired
- Monitor weather and adapt driving practices accordingly; drive with headlights on during poor weather conditions to increase visibility
- Safeguard your personal, credit union, or rental vehicle — consider valet parking
- Maintain big city awareness and stay aware of your surroundings
Clear Clutter for a Safer Office
A cluttered workplace can lead to ergonomics issues and possible injuries because workers have less space to move.
- Save a tree and digitize and save files and papers into the computer
- Store files, boxes, and equipment properly
- Purge untidy areas
- Empty trash receptacles before they overflow
- Keep workstations, aisles, stairways, emergency exits, and doors clear of clutter
- Housekeeping should be more than a one-time initiative
They Said It
Don’t allow your safety discussions to dwell solely on problems, spend more time to discuss positive safety efforts. It will signal that employee safety and wellness isn’t just about avoiding incidents, but also about improving their quality of life.
Brad Neumann
Senior Risk Consultant
CUNA Mutual Group
If employees don’t have the right safety mindset and they don’t have the right training, then an incident is usually just waiting to happen. Credit unions should proactively address their safety culture. It should help employees do a better job of minimizing incidents.
Brianda Rojas-Levering
Risk Consultant
CUNA Mutual Group
Resources You Can Use...
Review these resources to enhance your focus on emerging risks related to workplace/employee safety.
- Employee Safety & Wellness: Minimizing Slips, Trips & Falls interactive training module
- Knowledge Assessment – Minimizing Slips, Trips & Falls
- Slip, Trip, & Fall Prevention Overview(opens in a new window)2
Additional Resources
For additional employee safety, wellness, or workers compensation tools and resources, check out the Workplace Safety/Wellness page within the Protection Resource Center or policyholders of The Hartford can also access thehartford.com/risk-engineering (policy number required).
For questions on risks, contact a CUNA Mutual Group Risk Consultant at 800.637.2676 or at riskconsultant@cunamutual.com (opens in a new window)
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- Safety & Wellness Brief - Nov 2022
- Safety & Wellness Brief - Jul 2022
- Safety & Wellness Brief - Mar 2022
- Safety & Wellness Brief - Nov 2021
- Safety & Wellness Brief - Jul 2021
- Safety & Wellness Brief - Mar 2021
- Safety & Wellness Brief - Oct 2020
- Safety & Wellness Brief - Feb 2020
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Ask a Risk Consultant
Our experienced consultants are here for you. Submit your question here or call us at 800.637.2676 for assistance, insights and risk mitigation tips.
1The Hartford Claim Report, September 2022
2User ID and password required
This resource is for informational purposes only. Some resources found within this website are provided by The Hartford Financial Services Group, which is solely responsible for their content. It does not constitute legal advice. Please consult your legal advisors regarding this or any other legal issues relating to your credit union. Any examples provided have been simplified to give you an overview of the importance of selecting appropriate coverage limits, insuring-to-value, and implementing loss prevention techniques. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Insurance products offered to financial institutions and their affiliates are underwritten by CUMIS Insurance Society, Inc. or CUMIS Specialty Insurance Company, members of the CUNA Mutual Group.
