Safety and Wellness Brief

Minimize your risks and decrease potential losses based on learnings from our Workers Compensation Safety Council participants, The Hartford, and CUNA Mutual Group.

Program Highlights

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The average total incurred Workers Compensation claim has increased to $4,737 in 2021. 1


47% of claims and 60% of claim dollars are attributed to Slips, Trips, and Falls over the last five years. 1


Nearly 10% of claims incurred in 2020 exceeded a loss amount of $10K.1

Circle with the letter i in itKey Risk Insights

Did You Know?

Feeling a little burned out? Increased workloads, longer hours, work-life balance – these are just some of the reasons why you might be feeling stressed. Rest is critical in sustaining yourself and being at your best. In fact, time off isn’t just good for you. Your co-workers, your credit union, and your members all benefit when you take time off.

  • You get mental relief and improve your mood
  • Disconnecting from work can help improve creativity and problem-solving
  • Always working and being on takes a toll on your physical health. And, if you’re burned-out, you’re more likely to take a sick day.

Medical bag with a plus sign on the side Employee Wellness

4 tips to minimize the most common type of office injury

  1. Stay clutter-free. Boxes, files and various items piled in walkways can create a tripping hazard. Further, in addition to posing an electrical hazard, stretching cords across walkways or under rugs creates a tripping hazard.
  2. Step on up. Standing on desks, counters or chairs – particularly rolling office chairs – is a significant fall hazard. Employees who need to reach something at an elevated height should use a stepladder.
  3. Maintain a clear line of vision. Watch where you are going and don’t walk too fast or run, take shortcuts, and be careful using mobile devices while on the move.
  4. Get a grip. Carpeting, rugs, and other skid-resistant surfaces can serve to reduce falls.

Responding to an Active Assailant Incident

  • Be aware of your surroundings and have the understanding that you have the authority to take immediate action to protect yourself.
  • When an active assailant is in your vicinity:
    • Run - If there is an accessible escape path, attempt to evacuate the immediate area and exit the building to a safe/protected location. Always keep your hands visible.
    • Hide - If evacuation is not possible, find a place to hide where you are less likely to be found and barricade/lock the door. Use your surroundings to aid yourself.
    • Fight - As a last resort, and only when your life is in imminent danger, attempt to counter/disrupt and/or incapacitate the assailant.

Text bubble with linesThey Said It

Consider holding quick five- or ten-minute department talks or huddles periodically to discuss office safety wellness issues and share relevant pointers. Be sure to account for the season of the year and weather conditions in your area.

Bob Bouvier
Risk Consultant & ALICE-certified instructor
CUNA Mutual Group
CUNA Mutual Group logo

An active shooter situation is a scenario that many people don’t want to think about – but it’s important for your entire credit union team to be prepared both mentally and physically.

Michael Petrone
Risk Consultant & ALICE-certified instructor
CUNA Mutual Group
CUNA Mutual Group logo

Icon of piece of paper with arrow pointing to linesResources You Can Use...

Review these resources to enhance your focus on emerging risks related to workplace / employee safety.

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Additional Resources

For additional employee safety, wellness, or workers compensation tools and resources, check out the Workplace Safety/Wellness page within the Protection Resource Center or policyholders of The Hartford can also access (policy number required).

For questions on risks, contact a CUNA Mutual Group Risk Consultant at 800.637.2676 or at in a new window)

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Ask a Risk Consultant

Our experienced consultants are here for you. Submit your question here or call us at 800.637.2676 for assistance, insights and risk mitigation tips.

1The Hartford Claim Report, June 2021.
This resource is for informational purposes only. Some resources found within this website are provided by The Hartford Financial Services Group, which is solely responsible for their content. It does not constitute legal advice. Please consult your legal advisors regarding this or any other legal issues relating to your credit union. Any examples provided have been simplified to give you an overview of the importance of selecting appropriate coverage limits, insuring-to-value, and implementing loss prevention techniques. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Insurance products offered to financial institutions and their affiliates are underwritten by CUMIS Insurance Society, Inc. or CUMIS Specialty Insurance Company, members of the CUNA Mutual Group.