AD&D Living Benefits

Living Benefits matter more to your members than ever before.

Every year, 1 in 3 U.S. deaths are caused by heart disease, stroke, or other cardiovascular diseases.1
The TruStage® Accidental Death & Dismemberment Insurance Program offers important coverage to help protect your members from today’s real-life challenges – like heart attack, cancer, and stroke – at a time when they’re most vulnerable

Two optional riders2 on the contributory AD&D insurance policies are designed to help ensure your members are better protected against potentially serious financial burdens during these critical times.

  • Cancer
  • Cancer, heart attack and stroke

Offer your members more in uncertain times.

TruStage can help your members cope with more than just accidents.

Anywhere, anytime coverage
Coverage will help protect them in a wide variety of settings: at home and work, on vacation and during travel.
Guaranteed acceptance

Hassle-free application process could help motivate more members to sign up.

Living benefits riders

Timely cash benefit upon diagnosis of cancer or in the event of heart attack or stroke.

Additional coverage can make all the difference.

Your members are counting on you to help protect what matters most. Your credit union can offer additional coverage so your members can focus on their recovery.

Credit Unions Looking for Licensed Professionals.

Are you looking to purchase life insurance for yourself or your family?

Learn more about the TruStage Insurance Program.

father and daughter

Helping Protect Today’s Members

New AD&D product with increasing benefits delivers more value for you and your members.

1 CDC - National Center for Chronic Disease Prevention and Health Promotion, “Heart Disease and Stroke”, August 11, 2022.
2 Product availability, riders and benefits for this product may vary by state. Further reproduction, adaptation or distribution prohibited. Benefits are not payable for the riders during the 12-month period that begins on the Rider Effective Date for illness that is diagnosed within 12 months after the Rider Effective Date and is caused by, contributed by, or results from a pre-existing condition.
TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Base policy numbers E10a-014-2012(OR), E10a-014-2012, E10a-ADD-2012, E10a-015-2012, F10a-015-2012-1. Base policy form 2018 ADD-POL. Base rider policy numbers 2018-ADD-POL(OR), 2018-ADD-POLRDR-CI & 2018-ADD-POLRDR-CNR.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates.