Retirement Solutions

Experienced Advice and Customizable Programs

You have direct access to our dedicated specialists who average 17 years of experience exclusively focused on credit union retirement plans.* Take advantage of professional guidance and flexible options to help meet your program goals—and help your employees save enough for retirement. What are you interested in?

401(k) Plans

Help your employees plan for a better retirement outcome.

Pension Plans

Choose the program that fits your desired level of involvement.

Pension Risk Transfer

Transfer pension risk and protect participant benefits.

Benefits for you

  • Mobile app and online tools to make retirement planning convenient for employees
  • Variety of options that can be customized based on your credit union and employee unique goals
  • Insightful advice on plan investments that are optimal for credit union portfolios
  • Clear fee structure with automatic cost reductions as your plan grows

As the trusted credit union provider, you can be confident we’re always looking out for your best interests and the best interest of your employees.

The CUNA Mutual Group Difference

You can count on us to help in delivering better retirement outcomes for your employees.

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 CUNA Mutual Group has partnered with CUES as an industry expert for Executive Benefits, Pre-Funding and Retirement Solutions. 

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Insights from 2021 Retirement Participant Survey

Help your employees achieve financial security for a stronger future. Read a 7-step guide to post-pandemic resilience.

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While our brand is transitioning, our experience and stability as an organization remains the same.

  • 98%+ Retirement Plan Retention Rate
  • $20B+ Assets Under Administration
  • 300,000+ Employees Served

By providing the information herein, CMFG Life Insurance Company and affiliates (“CMFG Life”) is not undertaking to provide impartial investment advice or to give advice in a fiduciary capacity. You should know that CMFG Life has a financial interest in the Guaranteed Account/Stable Value Account (“Guaranteed Account”), a group annuity contract that pays a fixed rate of interest (the declared interest rate is subject to change by the insurer from time to time) and the Group Variable Annuity (“GVA”), a group annuity contract exempted from Securities and Exchange Commission registration that invests in funds for which investment performance can vary. The Guaranteed Account is issued by CMFG Life and represents financial obligations of the CMFG Life general account; CMFG Life invests the assets of its general account in a manner consistent with its obligations as a life insurer. General account investment returns are also a source of revenue to cover the company’s operating expenses, tax obligations and return on capital. The company’s interest in the opportunity to generate earnings through its general account investment activity is significant and gives rise to a financial interest on the part of CMFG Life in identifying the Guaranteed Account to your plan. The GVA is issued by CMFG Life and utilizes a separate account with underlying subaccounts that are separate from the CMFG Life general account. The assets of the separate account are available to cover CMFG Life general liabilities to the extent that the separate account’s assets exceed its liabilities arising under the GVA contracts. CMFG Life also has a financial interest in providing services to plans, as CMFG Life receives fees for those services. The nature of that financial interest is represented by the cost of those services.