Credit Insurance

Are your members' loans protected in the event of an unexpected life event, such as disability or death?
Nearly 40% of consumers don't have $400 in cash to cover an emergency expense.1 Offering Credit Insurance on eligible loans can help reduce or pay off the member's loan should the unexpected happen – and help protect your credit union from loan delinquency, default and foreclosure. Plus we provide quick and collaborative implementation, training and support every step of the way.

Want to talk with us about this product?

Already have this product and need help?

Looking for more product information?

Credit Insurance is one of the products available in our comprehensive lending suite helping you protect more loans, more ways.

Benefits For You

  • No-cost product education and member marketing materials
  • Efficient online process to submit claims
  • Compliance expertise and trusted guidance

Additional Resources for Our Customers

Laurie's Story

"I'm Passionate About Payment Protection and What It Does For People"

Laurie, a Dupaco Community Credit Union employee, spent much of her career counseling members on the benefits of payment protection. The true value hit home in her personal life, just when she needed it most.

1 Board of Governors of the Federal Reserve System. (n.d.). Retrieved January 10, 2022, from
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. MEMBER'S CHOICE® Credit Life and Credit Disability Insurance are underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA). Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992. For informational or training purposes. Do not distribute.